Want to shop online on no-cost installments but dont have a credit card? Get a credit line on debit card/UPI from Snapmint. Buy now, pay later in EMIs!Snapmint gives you access to buy on credit across 1000+ electronics, fashion, and lifestyle brands. Your dream mobile, headphone, sports shoe, watch or TV is now a reality. Just buy today with some down payment and you can pay later in easy monthly installments. You can also avail of no-cost EMI options on a lot of products. You can also purchase products from top online and offline stores like Amazon, Flipkart, Myntra, Shopper’s Stop, Kaya and 800+ merchants and payback in easy EMIs.Why should you choose Snapmint?• Shop online on installment. No credit card required• No cost EMI available • 0 Downpayment plans available• No Preclosure fee• Choose from a wide range of products and top brands across lifestyle, electronics, and appliances• Affordable and friendly payment terms• 100% online application process• No application fees• Secure and convenient paymentsHow can you get started?• Register on Snapmint App• Get your Credit Limit• Shop Online/Offline • Pay Later in InstalmentsWho can get a Snapmint Credit Limit?• Age 18 or older• PAN Number requiredPersonal Loan is available for Premium CustomersSnapmint allows its premium customers making advance or on-time payments an opportunity to take a Personal Loan of up to Rs. 40,000. The loan tenures can vary from 3 – 12 months with a maximum annual percentage rate (APR) of 35%. APR ranges from 16% - 35%.For examplePrincipal Amount: Rs.40,000, Processing Fees (charged upfront): Rs. 1,800, Tenure: 5 months, Interest Rate : 34%, Monthly Payment/EMI: Rs. 8,694. Interest Amount: Rs. 3,470, Total repayment amount: Rs. 43,470